Euronet Worldwide, Inc. is a global provider of electronic payment and transaction processing solutions, headquartered in Leawood, Kansas. The company operates through three primary segments: Electronic Funds Transfer (EFT) Processing, epay, and Money Transfer. It manages a vast independent network of ATMs and point-of-sale terminals, distributes prepaid digital content, and facilitates cross-border remittances through well-known brands like Ria and Xe.
No individual customer makes up greater than 10% of total consolidated revenues in any of Euronet's three segments. The 10-K states separately for the EFT Processing, epay and Money Transfer segments that "no individual customer ... makes up greater than 10% of total consolidated revenues," reflecting a highly diversified customer base across banks, financial institutions, retailers, brand partners and consumers in more than 200 countries and territories.