Euronet Worldwide, Inc. is a global provider of electronic payment and transaction processing solutions, headquartered in Leawood, Kansas. The company operates through three primary segments: Electronic Funds Transfer (EFT) Processing, epay, and Money Transfer. It manages a vast independent network of ATMs and point-of-sale terminals, distributes prepaid digital content, and facilitates cross-border remittances through well-known brands like Ria and Xe.
Financial Statements
In thousands, USD
FY 2025
FY 2024
FY 2023
FY 2022
Total Revenues
4,244,200
3,989,800
3,688,000
3,358,800
Cost of Sales
2,490,600
2,389,300
2,222,800
2,018,200
Gross Profit
1,753,600
1,600,500
1,465,200
1,340,600
Selling, General & Administrative Expenses
1,085,100
965,500
899,700
819,300
Depreciation & Amortization Expenses
138,500
131,800
132,900
135,900
Other Operating Expenses
200
—
—
—
Operating Profit
529,800
503,200
432,600
385,400
Interest and Investment Income
23,200
23,800
15,200
2,000
Interest Expense
(84,500)
(80,500)
(55,600)
(37,500)
Non-Operating Income
(20,300)
2,400
8,200
(27,300)
Total Non-Operating Income
(81,600)
(54,300)
(32,200)
(62,800)
Income Before Provision for Income Taxes
448,200
448,900
400,400
322,600
Provision for Income Taxes
135,200
142,600
120,900
91,900
Consolidated Net Income
313,000
306,300
279,500
230,700
Net Income Attributable to Minority Interests and Other
(3,500)
(300)
200
300
Net Income Attributable to Common Shareholders
309,500
306,000
279,700
231,000
Basic EPS
7.40
6.82
5.77
4.60
Diluted EPS
6.84
6.45
5.50
4.41
Basic Weighted Average Shares Outstanding
41,813
44,897
48,482
50,176
Diluted Weighted Average Shares Outstanding
45,783
48,083
51,600
53,463
Shares Outstanding
39,330
43,728
45,778
49,823
FY 2025
FY 2024
FY 2023
FY 2022
Cash and Cash Equivalents
1,690,600
1,922,600
1,779,400
1,646,800
Total Cash and Cash Equivalents
1,690,600
1,922,600
1,779,400
1,646,800
Accounts Receivable
334,500
284,900
370,600
270,800
Other Receivables
1,910,400
1,522,700
1,681,500
1,442,700
Total Trade Receivables
2,244,900
1,807,600
2,052,100
1,713,500
Other Current Assets
334,700
306,300
331,200
366,400
Total Current Assets
4,270,200
4,036,500
4,162,700
3,726,700
Net Property, Plant & Equipment
529,200
461,800
474,700
486,300
Net Intangible Assets
261,200
188,900
167,600
188,300
Goodwill
1,042,300
859,200
847,500
828,300
Long-Term Investments
88,000
61,400
60,000
—
Other Long-Term Assets
297,800
226,700
181,900
174,000
Total Assets
6,488,700
5,834,500
5,894,400
5,403,600
Accounts Payable
268,700
223,800
241,200
222,400
Accrued Expenses
494,900
475,700
439,000
505,700
Short-Term Debt
983,200
812,700
150,300
100
Current Portion of Leases
54,900
48,300
50,300
50,200
Unearned Revenue
60,000
56,400
56,700
65,400
Other Current Liabilities
1,993,000
1,609,100
1,763,100
1,510,200
Total Current Liabilities
3,854,700
3,226,000
2,700,600
2,354,000
Long-Term Debt
1,037,600
1,134,400
1,715,400
1,609,100
Leases
100,600
87,400
95,800
102,700
Other Long-Term Liabilities
173,300
157,500
132,900
93,400
Total Long-Term Liabilities
1,311,500
1,379,300
1,944,100
1,805,200
Total Liabilities
5,166,200
4,605,300
4,644,700
4,159,200
Common Stock
1,400
1,300
1,300
1,300
Treasury Stock
(2,425,400)
(1,755,200)
(1,487,700)
(1,105,800)
Additional Paid-in Capital
1,549,800
1,370,100
1,311,600
1,251,800
Accumulated Other Comprehensive Income
(61,700)
(321,500)
(203,200)
(251,000)
Retained Earnings
2,243,400
1,934,000
1,627,900
1,348,300
Total Common Shareholders' Equity
1,307,500
1,228,700
1,249,900
1,244,600
Minority Interests and Other
15,000
500
(200)
(200)
Total Shareholders' Equity
1,322,500
1,229,200
1,249,700
1,244,400
Total Liabilities and Shareholders' Equity
6,488,700
5,834,500
5,894,400
5,403,600
FY 2025
FY 2024
FY 2023
FY 2022
Net Income
313,000
306,300
279,500
230,700
Depreciation & Amortization
138,500
131,800
132,900
135,800
Share-Based Compensation Expense
55,100
43,900
53,700
44,100
Other Adjustments
3,500
41,700
9,700
39,800
Changes in Trade Receivables
(128,200)
269,800
(190,900)
(299,400)
Changes in Accounts Payable
242,000
(53,900)
53,600
178,100
Changes in Accrued Expenses
52,300
(6,600)
238,700
608,200
Changes in Income Taxes Payable
(10,700)
10,300
11,600
10,800
Changes in Unearned Revenue
(3,500)
1,200
(10,300)
(8,400)
Changes in Other Operating Activities
(102,200)
(11,700)
64,600
(191,500)
Cash from Operating Activities
559,800
732,800
643,100
748,300
Capital Expenditure
(125,500)
(117,200)
(94,400)
(104,300)
Purchases of Intangible Assets
(13,500)
(14,600)
(9,100)
(7,700)
Payments for Business Acquisitions
24,000
(91,600)
(1,300)
(343,000)
Other Investing Activities
(23,500)
100
(52,800)
1,200
Cash from Investing Activities
(138,500)
(223,300)
(157,600)
(453,800)
Issuance of Short-Term Debt
9,159,400
7,971,000
7,925,800
7,904,600
Repayments of Short-Term Debt
(9,655,800)
(7,988,100)
(7,393,600)
(7,733,200)
Net Issuance / (Repayments) of Short-Term Debt
(496,400)
(17,100)
532,200
171,400
Issuance of Long-Term Debt
1,000,000
—
—
—
Repayments of Long-Term Debt
(491,800)
—
—
—
Net Issuance / (Repayments) of Long-Term Debt
508,200
—
—
—
Issuance of Common Shares
9,000
17,200
7,800
9,100
Repurchases of Common Shares
(667,700)
(268,600)
(378,400)
(176,000)
Net Issuance / (Repurchases) of Common Shares
(658,700)
(251,400)
(370,600)
(166,900)
Other Financing Activities
(141,700)
132,800
(304,800)
(5,700)
Cash from Financing Activities
(788,600)
(135,700)
(143,200)
(1,200)
Effect of Exchange Rate Changes on Cash and Cash Equivalents
241,900
(132,600)
(86,100)
(388,600)
Increase / (Decrease) in Cash, Cash Equivalents and Restricted Cash