ACI Worldwide, Inc. is a global software company that develops and licenses digital payment solutions for banks, merchants, and billers. Headquartered in Elkhorn, Nebraska, the company's software facilitates real-time electronic payments, card processing, and fraud prevention across various channels. ACI Worldwide serves thousands of financial institutions and intermediaries in over 90 countries, processing billions of transactions daily.
Diversified customer base with no meaningful concentration: no single customer accounted for more than 10% of consolidated revenues for the years ended December 31, 2025, 2024, and 2023, and no customer accounted for more than 10% of consolidated receivables as of December 31, 2025 and 2024. ACI serves large banks, 80,000+ merchants, and billers, with customers in approximately 90 countries across six continents.