Prosperity Bancshares, Inc. is a regional financial holding company that operates Prosperity Bank. Headquartered in Houston, Texas, the company provides a wide range of personal and commercial banking services to consumers and businesses primarily across Texas and Oklahoma. It is distinctive for its community banking philosophy, conservative credit underwriting, and a long history of growth through strategic acquisitions of local banks.
Most of the Company's lending activity occurs within Texas and Oklahoma. As of December 31, 2025 and 2024, excluding Warehouse Purchase Program loans, there were no concentrations of loans related to any single industry in excess of 10% of total loans; commercial real estate, 1-4 family residential and construction/land development loans made up 81.8% of the total loan portfolio (excluding Warehouse Purchase Program loans) at December 31, 2025 (81.3% at December 31, 2024). The Company also states there are no major concentrations of deposits with any one depositor.