Financials

Fiserv Inc. financials

FISV Financial Services

Fiserv Inc, founded in 1984, is a global financial technology provider that delivers core banking, digital banking, and payment processing services to over 16,000 financial institutions. Under the leadership of CEO Frank Bisignano since 2019, the company drives revenue through transaction fees, subscriptions, and strategic partnerships. Its flagship Digital Banking Suite, along with innovative risk and compliance tools, supports its strong market position. Fiserv continues to expand its digital initiatives and cloud-based solutions to capture future growth opportunities.

Snapshot

Fiserv Inc. reported $21.19B in revenue in fiscal 2025, up 3.6% year over year, with an operating margin of 27.5%.

Revenue (FY2025): $21.19B
YoY growth: +3.6%
Operating margin: 27.5%
Direction: Expanding

Financial statements

In thousands, USD · annual

In thousands, USD
	FY 2025	FY 2024	FY 2023	FY 2022
Total Revenues	21,193,000	20,456,000	19,093,000	17,737,000
Cost of Sales	8,612,000	8,013,000	7,670,000	7,992,000
Gross Profit	12,581,000	12,443,000	11,423,000	9,745,000
Selling, General & Administrative Expenses	6,883,000	6,564,000	6,576,000	6,059,000
Other Operating Expenses	(120,000)	—	(167,000)	(54,000)
Operating Profit	5,818,000	5,879,000	5,014,000	3,740,000
Interest Expense	(1,493,000)	(1,195,000)	(976,000)	(733,000)
Non-Operating Income	(61,000)	(178,000)	(140,000)	(94,000)
Total Non-Operating Income	(1,554,000)	(1,373,000)	(1,116,000)	(827,000)
Income Before Provision for Income Taxes	4,264,000	4,506,000	3,898,000	2,913,000
Provision for Income Taxes	811,000	641,000	754,000	551,000
Consolidated Net Income	3,453,000	3,865,000	3,144,000	2,362,000
Net Income Attributable to Minority Interests and Other	(27,000)	734,000	76,000	(168,000)
Net Income Attributable to Common Shareholders	3,480,000	3,131,000	3,068,000	2,530,000
Basic EPS	6.36	5.41	5.02	3.94
Diluted EPS	6.34	5.38	4.98	3.91
Basic Weighted Average Shares Outstanding	547,100	578,700	611,700	642,300
Diluted Weighted Average Shares Outstanding	549,000	582,100	615,900	647,900
Shares Outstanding	534,000	564,000	594,000	630,000

In thousands, USD
	FY 2025	FY 2024	FY 2023	FY 2022
Cash and Cash Equivalents	798,000	1,236,000	1,204,000	902,000
Total Cash and Cash Equivalents	798,000	1,236,000	1,204,000	902,000
Accounts Receivable	3,981,000	3,725,000	3,582,000	3,585,000
Total Trade Receivables	3,981,000	3,725,000	3,582,000	3,585,000
Other Current Assets	19,875,000	18,516,000	30,025,000	23,057,000
Total Current Assets	24,654,000	23,477,000	34,811,000	27,544,000
Net Property, Plant & Equipment	3,084,000	2,374,000	2,161,000	1,958,000
Net Intangible Assets	10,161,000	9,940,000	11,210,000	12,415,000
Goodwill	37,703,000	36,584,000	37,205,000	36,811,000
Long-Term Investments	1,046,000	1,506,000	2,262,000	2,403,000
Other Long-Term Assets	3,485,000	3,295,000	3,241,000	2,738,000
Total Assets	80,133,000	77,176,000	90,890,000	83,869,000
Accounts Payable	5,307,000	4,799,000	4,355,000	3,883,000
Short-Term Debt	1,239,000	1,110,000	755,000	468,000
Unearned Revenue	865,000	819,000	761,000	625,000
Other Current Liabilities	16,479,000	15,429,000	27,681,000	21,482,000
Total Current Liabilities	23,890,000	22,157,000	33,552,000	26,458,000
Long-Term Debt	27,758,000	23,730,000	22,363,000	20,950,000
Other Long-Term Liabilities	2,676,000	3,603,000	4,306,000	4,773,000
Total Long-Term Liabilities	30,434,000	27,333,000	26,669,000	25,723,000
Total Liabilities	54,324,000	49,490,000	60,221,000	52,181,000
Common Stock	8,000	8,000	8,000	8,000
Treasury Stock	(23,547,000)	(18,182,000)	(12,915,000)	(8,378,000)
Additional Paid-in Capital	23,260,000	23,080,000	23,103,000	23,011,000
Accumulated Other Comprehensive Income	(984,000)	(1,413,000)	(783,000)	(1,189,000)
Retained Earnings	27,055,000	23,575,000	20,444,000	17,376,000
Total Common Shareholders' Equity	25,792,000	27,068,000	29,857,000	30,828,000
Minority Interests and Other	17,000	618,000	812,000	860,000
Total Shareholders' Equity	25,809,000	27,686,000	30,669,000	31,688,000
Total Liabilities and Shareholders' Equity	80,133,000	77,176,000	90,890,000	83,869,000

In thousands, USD
	FY 2025	FY 2024	FY 2023	FY 2022
Net Income	3,490,000	3,180,000	3,129,000	2,582,000
Depreciation & Amortization	3,207,000	3,138,000	3,162,000	3,212,000
Share-Based Compensation Expense	357,000	367,000	342,000	323,000
Other Adjustments	(983,000)	284,000	(559,000)	(755,000)
Changes in Trade Receivables	(123,000)	(169,000)	23,000	(770,000)
Changes in Accounts Payable	878,000	426,000	(54,000)	511,000
Changes in Unearned Revenue	16,000	70,000	155,000	58,000
Changes in Other Operating Activities	(780,000)	(665,000)	(1,036,000)	(543,000)
Cash from Operating Activities	6,062,000	6,631,000	5,162,000	4,618,000
Capital Expenditure	(1,763,000)	(1,569,000)	(1,388,000)	(1,479,000)
Purchases of Investments	(81,000)	(155,000)	(39,000)	(52,000)
Proceeds from Sale of Investments	756,000	61,000	5,000	23,000
Payments for Business Acquisitions	(820,000)	—	(13,000)	(988,000)
Proceeds from Business Divestments	—	—	234,000	246,000
Other Investing Activities	(612,000)	(741,000)	133,000	138,000
Cash from Investing Activities	(2,520,000)	(2,404,000)	(1,068,000)	(2,112,000)
Issuance of Short-Term Debt	(370,000)	278,000	(1,456,000)	1,837,000
Net Issuance / (Repayments) of Short-Term Debt	(370,000)	278,000	(1,456,000)	1,837,000
Issuance of Long-Term Debt	6,504,000	6,783,000	5,567,000	1,624,000
Repayments of Long-Term Debt	(3,955,000)	(5,396,000)	(3,015,000)	(3,315,000)
Net Issuance / (Repayments) of Long-Term Debt	2,549,000	1,387,000	2,552,000	(1,691,000)
Issuance of Common Shares	62,000	97,000	101,000	149,000
Repurchases of Common Shares	(5,899,000)	(5,837,000)	(4,827,000)	(2,677,000)
Net Issuance / (Repurchases) of Common Shares	(5,837,000)	(5,740,000)	(4,726,000)	(2,528,000)
Other Financing Activities	(174,000)	(90,000)	(726,000)	(96,000)
Cash from Financing Activities	(3,832,000)	(4,165,000)	(4,356,000)	(2,478,000)
Effect of Exchange Rate Changes on Cash and Cash Equivalents	99,000	(32,000)	33,000	(41,000)
Increase / (Decrease) in Cash, Cash Equivalents and Restricted Cash	(191,000)	30,000	(229,000)	(13,000)

Quarterly trend

last 8 quarters

Quarter	Revenue	YoY growth	Operating margin	Operating income
Q1 2026	$5.03B	+-2.0%	18.3%	$918M
Q4 2025	$5.28B	+0.6%	24.4%	$1.29B
Q3 2025	$5.26B	+0.9%	27.3%	$1.44B
Q2 2025	$5.52B	+8.0%	30.7%	$1.70B
Q1 2025	$5.13B	—	27.2%	$1.40B
Q4 2024	$5.25B	—	31.8%	$1.67B
Q3 2024	$5.21B	—	30.7%	$1.60B
Q2 2024	$5.11B	—	28.0%	$1.43B

Revenue by quarter$M

$5.11B

Q2 '24

$5.21B

Q3 '24

$5.25B

Q4 '24

$5.13B

Q1 '25

$5.52B

Q2 '25

$5.26B

Q3 '25

$5.28B

Q4 '25

$5.03B

Q1 '26

59.4%

Gross margin

27.5%

Operating margin

16.3%

Net margin

SourceCompany financial filings (income statement, balance sheet, cash flow) Last updated2026-06-12

Snapshot

Financial statements

Quarterly trend

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