Earnings summary

Fiserv Inc Q1 2026 results

Reported 2026-05-05Full transcript →

Snapshot

Fiserv Inc reported $5.03B of revenue in Q1 2026, up -2.0% year over year, with diluted EPS of $1.07 and an operating margin of 18.3%.

Revenue
$5.03B
YoY growth
+-2.0%
Diluted EPS
$1.07
Operating margin
18.3%
$5.03B
Revenue
+-2.0%
YoY growth
$1.07
Diluted EPS
18.3%
Operating margin
01 Key takeaways

What management said

  • Our earnings release and supplemental materials for the quarter are available on the investor relations section of Fiserv.com.
  • You should refer to our earnings release for a discussion of these risk factors.
  • With respect to business performance, I'll start with Merchant Solutions, where we saw solid growth in Clover GPV, supported by good execution against our strategic initiatives and a stable macro.
  • Clover VaaS revenue represented 27% of Clover revenue in Q1, growing 18% from a year ago, driven by software and Clover Capital.
  • While anticipation lending volumes in Argentina remained strong, lower inflation and interest rates in Argentina were a revenue headwind to Merchant Solutions in Q1.
  • I would note that this revenue softness was largely offset by lower interest expense below the line.
  • Our preliminary April merchant volume growth, including Clover GPV, remained solid around Q1 levels.
  • Our broadening global releases and customer go-lives are driving Commerce Hub transaction growth, which was up nearly 200% in Q1.
  • In Financial Solutions, we saw solid underlying business volume growth, particularly in Finxact and our payments businesses, excluding Bill Pay.
  • While core bank account and revenue attrition remain above our long-term trend, we've seen early signs that our client service initiatives have been well-received.
  • Key new business wins in Financial Solutions included OceanFirst Bank, which is a $14.5 billion Northeast regional bank that is growing rapidly through its announced acquisition of Flushing Bank.
  • It extended its Premier core and surrounds agreement with us, adding digital payments and committing to deploy CoreAdvance.
Read the full Q1 2026 transcript
SourcesCompany financials · earnings call Last updated

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