On today's call, we will discuss ACI's third quarter 2025 results and our financial outlook for the remainder of the year. You can find the full text of these statements in our presentation deck and earnings release, both available on our website and filed with the SEC. I'm going to share some key takeaways, and then Bobby will review our financials and guidance before we take your questions. We've spent the last couple of years investing in our leading software and working hard to structurally reshape ACI Worldwide for accelerating growth and financial predictability.
We delivered 7% year-over-year total revenue growth with double-digit recurring revenue growth in the quarter. For the year so far, both total revenue and Adjusted EBITDA are up 12%, reflecting consistent execution and operational efficiency across the business. Given this momentum, we're again raising our full-year guidance, and Bobby will share more about that shortly. As I've mentioned on prior calls, our team is working hard to reduce some of the variability introduced by our historic term license software business model.
Looking at our segments, the biller business continues to perform well, with Q3 revenue up 10% compared to a year ago. Our payment software segment delivered 4% growth compared to last year, and it's up 12% year-to-date with the strong start we had to 2025. We continue to see strong demand from both traditional banks and established payment processors, as well as from up-and-coming fintechs. Bottom line is the winners in the marketplace are investing, and they're often choosing ACI for their software needs.
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