Taken together, these four pillars are how we compete in the marketplace, serve customers, and position the business for profitable growth. Coming off an incredibly strong 2025, when we captured approximately 75% of the total industry premium growth, we recently achieved the milestone of becoming the largest U.S. We continue to enjoy both strong double-digit market share and PIF growth in those three segments, while our single-digit market share and PIF growth in Robinsons highlights the significant growth opportunity that Robinsons represent. Going deeper and looking at the segment market share by distribution channel, the opportunity becomes even clearer.
Focusing on the left side for the direct channel, you'll see we enjoy solid-double-digit share and auto PIF growth across segments. Without stealing John and Lori's thunder, I believe we're investing in the right places to unlock the potential in the agency Robinsons segment. Our growth in Wrights PIFs across channels and in direct Robinsons demonstrate that our auto product is highly competitive for preferred households. We have improved profitability, reduced volatility, strengthened core capabilities, positioned the business to better support Progressive's growth in the Robinsons bundled home and auto segment.
Our objective is to provide broadly available competitive property offerings that help grow Robinsons market share while meeting our financial and return objectives. Given its greater volatility and higher capital requirements, we manage it to generate an appropriate return on capital while ensuring volatility does not create outsized pressure on Progressive's results. When ASI was acquired, it was a regional carrier with meaningful concentration in hurricane-exposed states. After several years of profitability pressure, we made deliberate choices to slow growth to improve profitability, reduce volatility, and enhance our capabilities to manage this business more effectively.