Business Description

CBIZ, Inc. is a United States-based provider of financial, insurance, and advisory services primarily targeting middle-market businesses. The company offers a broad suite of professional services, including accounting, tax preparation, benefits consulting, property and casualty insurance brokerage, and human resources solutions. It operates an alternative practice structure with the independent CPA firm CBIZ CPAs P.C., allowing it to deliver comprehensive tax and consulting services while maintaining regulatory audit independence.

Financial Statements

In thousands, USD
FY 2025FY 2024FY 2023FY 2022
Total Revenues2,757,9911,813,4721,591,1941,411,979
Cost of Sales2,402,5981,631,0031,367,9901,188,612
Gross Profit355,393182,469223,204223,367
Selling, General & Administrative Expenses121,383108,75357,96555,023
Operating Profit234,01073,716165,239168,344
Interest Expense(107,215)(34,379)(20,131)(8,039)
Non-Operating Income34,04018,47021,195(18,830)
Total Non-Operating Income(73,175)(15,909)1,064(26,869)
Income Before Provision for Income Taxes160,83557,807166,303141,475
Provision for Income Taxes45,39116,76945,33536,121
Consolidated Net Income115,44441,038120,968105,354
Net Income Attributable to Common Shareholders115,44441,038120,968105,354
Basic EPS1.840.782.422.05
Diluted EPS1.830.782.392.01
Basic Weighted Average Shares Outstanding62,90952,37549,98951,502
Diluted Weighted Average Shares Outstanding63,24052,66150,55752,388
Shares Outstanding54,38050,19849,81450,180
FY 2025FY 2024FY 2023FY 2022
Cash and Cash Equivalents18,29013,8268,0904,697
Total Cash and Cash Equivalents18,29013,8268,0904,697
Accounts Receivable555,995534,858380,152334,498
Total Trade Receivables555,995534,858380,152334,498
Other Current Assets324,964287,042224,443229,231
Total Current Assets899,249835,726612,685568,426
Net Property, Plant & Equipment415,290481,675268,036229,227
Goodwill2,869,7902,945,4701,008,604951,702
Other Long-Term Assets225,199208,012154,267129,769
Total Assets4,409,5284,470,8832,043,5921,879,124
Accounts Payable90,93490,64682,83180,725
Accrued Expenses197,534172,759133,593130,456
Short-Term Debt66,37266,177
Current Portion of Leases64,67460,54936,28336,358
Other Current Liabilities316,080315,671259,214264,868
Total Current Liabilities735,594705,802511,921512,407
Long-Term Debt1,389,5521,333,755310,826263,654
Leases307,905372,586203,905174,454
Other Long-Term Liabilities214,410278,757225,322215,157
Total Long-Term Liabilities1,911,8671,985,098740,053653,265
Total Liabilities2,647,4612,690,9001,251,9741,165,672
Common Stock1,4471,3801,3741,363
Treasury Stock(1,078,521)(910,601)(899,093)(824,778)
Additional Paid-in Capital1,830,8661,791,863832,475799,147
Accumulated Other Comprehensive Income(3,291)1,2191,7783,604
Retained Earnings1,011,566896,122855,084734,116
Total Common Shareholders' Equity1,762,0671,779,983791,618713,452
Total Shareholders' Equity1,762,0671,779,983791,618713,452
Total Liabilities and Shareholders' Equity4,409,5284,470,8832,043,5921,879,124
FY 2025FY 2024FY 2023FY 2022
Net Income115,44441,038120,968105,354
Depreciation & Amortization98,27048,06036,26932,895
Share-Based Compensation Expense26,00413,83612,28614,689
Other Adjustments24,410(2,638)13,02615,237
Changes in Trade Receivables(27,096)48,218(36,093)(61,106)
Changes in Accounts Payable443(18,846)2,21014,363
Changes in Accrued Expenses14,202(5,830)2,71124,009
Changes in Income Taxes Payable17,148(7,544)(5,918)(5,578)
Changes in Other Operating Activities(76,340)7,3988,048(13,731)
Cash from Operating Activities192,485123,692153,507126,132
Capital Expenditure(16,959)(12,914)(23,052)(8,641)
Purchases of Investments(43,375)(23,210)(14,122)(19,771)
Proceeds from Sale of Investments39,69121,92318,46512,400
Payments for Business Acquisitions(1,625)(1,087,521)(53,110)(79,141)
Proceeds from Business Divestments1,5307,1313,0593,022
Other Investing Activities4,885(34,692)(10,633)(6,987)
Cash from Investing Activities(15,853)(1,129,283)(79,393)(99,118)
Issuance of Long-Term Debt1,480,1002,487,9001,224,000824,900
Repayments of Long-Term Debt(1,428,600)(1,379,400)(1,177,300)(714,500)
Net Issuance / (Repayments) of Long-Term Debt51,5001,108,50046,700110,400
Issuance of Common Shares8,76410,035
Repurchases of Common Shares(167,920)(11,508)(73,826)(129,827)
Net Issuance / (Repurchases) of Common Shares(167,920)(11,508)(65,062)(119,792)
Other Financing Activities(29,292)(61,379)(58,749)(7,951)
Cash from Financing Activities(145,712)1,035,613(77,111)(17,343)
Increase / (Decrease) in Cash, Cash Equivalents and Restricted Cash30,92030,022(2,997)9,671

Key Metrics & Ratios

MetricValue
Market Cap$2.74B
P/E27.57x
P/S0.99x
EV/EBITDA13.70x
Return on Equity6.5%
Return on Invested Capital4.4%
Current Ratio1.22x
Free Cash Flow Margin6.4%

Margins

Gross margin
12.9%
Operating margin
8.5%
Net margin
4.2%

Quarterly Trend

QuarterRevenueYoY growthOperating marginOperating income
Q2 2026 $682M -0.2% 5.0% $34M
Q1 2026 $849M +1.3% 23.2% $196M
Q4 2025 $543M +17.9% -15.7% $-85M
Q3 2025 $694M +58.1% 8.5% $59M
Q2 2025 $683M 8.8% $60M
Q1 2025 $838M 23.9% $200M
Q4 2024 $460M -23.2% $-107M
Q3 2024 $439M 11.3% $50M

More on CBIZ, Inc.

Figures compiled from public company filings.

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